♫"It's the most wonderful time of the year..."
♪ Yes, it should be the most wonderful time of the year! Reunions, parties, shopping for presents, dinners, more presents and the list goes on! Although the real essence of Christmas is not all those merriment, we must admit that this is one of the most sought after months in the whole year, specially for the kids and kids at heart AND spending will be inevitable.
There's a lot of surprises this December! Not only am I talking about gifts but also unexpected dinners and expenses! This is when I get to appreciate my Visa Debit card more. I was at the mall over the weekend when I remembered that I have to pay my Globe bill. I lined up and when it was my turn already, I forgot to check if I have cash. Lo and behold! I forgot that I spent my cold cash on some shopping I did earlier that day in the mall! Do I line up again? No way!
