Road Rage: Is It Worth It?

Of course not. Never will it be. Just a few weeks ago, the church sermon topic was about revenge (check out 03/08/2015). Today, in the news was a 48 year old man, shot dead because of road rage. I admit I was not the friendliest driver on the road before but, when you start to have a kid, everything changes. I hope this will be the case for all, even just for those who read this blog or about the news. (Philstar: Businessman shot dead in road rage)

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Smart x McDonalds - FREE Super Messaging 10

Another partnership has been cooked up! Smart, the leader in wireless services and McDonalds, the world's largest fastfood chain has tied up to give their customers a superb value added freebie. You may avail of the offer by ordering any of McDonald’s Value Meal plus fries or sundae. This will come with a FREE Super Messaging 10 coupon from Smart, which offers a whole day of unlimited text and unlimited access to mobile chat apps.

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Smart Infinity x Store Specialists, Inc (SSI)

Smart Infinity, a premium brand of wireless service leader Smart, has tied up with Store Specialists, Inc. a company under the Rustans Group, which is the exclusive franchisee of some of the finest fashion and lifestyle brands here in the Philippines. These 2 premium brands tied up to give Smart Infinity subscribers enjoy the lifestyle they want and deserve.

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Food: Protein-Craving from Meat to Fish

Being a meat-lover all my life, I never craved for fish. Ever. In parties, gatherings or family meals, fish was never my favourite. I eat fish. It’s just not my favourite. Lately, I’ve been craving for fish for some reason. Not sure why or if this was influenced by the event I attended last week. There were people roaming around asking us to try the new San Marino Tuna Flakes on top of some crackers. It’s the first time I loved fish!

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What is the PLDT KaAsenso Cyberya?

You might have heard of it already or have used one but for some, it's something new. For one, the name itself is self-explanatory on what it can do. PLDT KaAsenso Cyberya is a product from the PLDT group. KaAsenso means that by availing of it, you can earn from it and Cyberya literally means "coins for internet access". This is PLDT's project to get millions of Filipinos to use the internet at a low cost.

EVP, Head of PLDT HOME Business Ariel Fermin and Dept. of Education Asst. Sec. Toni Umali

PLDT is lifting the Filipino entrepreneurial spirit by letting them have their own business through these affordable businesses called "PLDT KaAsenso Cyberya". It's an internet-rental service wherein customers only pay as low as P1 to surf the internet. Each package has a computer set, cabinet, coin slot, timer, and of course, high-speed internet powered by PLDT Home DSL*.
*Wired Broadband up to 2Mbps (minimum speed of 150 kbps at 80% reliability)

Last October 05 ,2014, the teacher advocacy group of PLDT “PLDT Gabay Guro (2G) gave away 10 of these PLDT KaAsenso Cyberya units to public schools during the Gabay Guro Grand Gathering plus other big prizes like House and Lot and that is just to name a few. Read more about that grand gathering here: http://cheftonio.blogspot.com/2014/10/grand-tribute-for-teachers-by-pldt-gabay-guro.html

EVP, Head of PLDT HOME Business Ariel Fermin and Dept. of Education Asst. Sec. Toni Umali

Each PLDT KaAsenso Cyberya business investment starts as low as P7,300 (Installment terms), and a barangay permit to operate. Amortization of the said package is only P500 a month for the first 3 months. This will give the new business owner time to get to know how to run the business better. As per their computation, ROI would roughly be around 5 months but this will still depend on the actual business performance. There are 2 kinds of stations to choose from -- a "surfing unit" and a "gaming unit". Both packages can be availed in full or installment payment schemes. As a benefit, all Cyberya units come with a 24-month extended warranty aside from the after-sales support.

Gabay Guro teachers at the PLDT KaAsenso Cyberya Booth

As I've mentioned, this is PLDT's way in lifting up the Filipino entrepreneurial spirit by providing them with an opportunity to learn and have his own business.

Interested in having your own Cyberya business from PLDT KaAsenso? You can check out: http://pldthome.com/cyberya

Cheftonio
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San Marino Tuna Flakes Launched: What's New What's Next Event

Last week, we were invited to attend an event that is far from the usual. It involved a lot of fun activities and some were even daring. I believe that the event showcased on the benefits of having protein in your meal.

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Free Photobook Deal on Ensogo - Limited Time Only!

I was browsing the Ensogo site and saw something for P0. Yes, Zero pesos! Technically, it's free and the fine print is fine with me.

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Top 5 Restaurant Pet Peeves: Tips for Restaurant Owners

We love to dine out! Some consider it a treat while others dine out on a daily basis to well, eat. Whether it's the latter or not, we dine out expecting to come in hungry and leave full (familiar quote?). But there are just special times that it is more than just the food but rather, about the actual experience. Here are top 5 pet peeves that most people can relate to and where restaurant owners can read on to see where they can improve. Little details that they don't know can annoy customers and prevent them from coming back.

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Robinsons Malls Red Hot Sale: Time Depot [GShock Watches]

Out of all the stores I visited at the Robinsons Red Hot Sale, only Time Depot stood out because most of it are either apparel-related, sports, shoes and hardware. This is the only watch shop I visited because I have this fascination for G-Shock watches.

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Robinsons Malls Red Hot Sale: Shoes [Proline, Hoopsville, Tobys, Olympic Gold]

Another thing I love most are shoes! Although I don't spend much on them, I usually like to find good deals and bargains! My latest Nike purchase earlier this year costs just P1,600! I seldom buy shoes at regular price nor do I buy a shoe that looks ordinary except for my clogs (I know they are ugly but they are comfortable)

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Robinsons Malls Red Hot Sale: Home and Hardware [Handyman and Blims]

One thing different from "parent" bloggers from single bloggers are their choice of stores. You'll know they have kids if they either choose to visit a store that is toy-related or hardware related. Yup, this is me checking out items on sale in Handyman and Blims.

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New Dad: First Few Weeks

While in the hospital, a friend jokingly told me that I'd be also blogging about this experience. Without batting an eye, I immediately said no. But come to think of it, I do want to blog about it. The experience is unlike any other thing you can experience.

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3 Business Lessons from Rainbow Looms - The Loom Craze

It hit us so fast that the only thing you can say is, where'd it come from!?

That was my initial reaction seeing everyone crazy for these colorful rubber bands. Yes, I see them as rubber bands, the ones which girls use to tie their hairs. In every story, there is a lesson. Here are 3 of the business lessons you can learn from the Rainbow Loom craze:

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Pharenting Article: Breast Feeding VS. Formula Feeding

For those first time parents out there, have you considered whether you wanted to breastfeed or give formula to your precious little one? Check out our Pharenting article: Breastfeeding Versus Formula Feeding to gain more insights on both and help you decide which of the two is best for you.

LaNnA
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Changing Status with Various Government Agencies

After 2 years, it was only now that I get to update and change all my status with the many government agencies. Instead of having the accountant or messenger do it, I decided to do it on my own. 

Here are a few documents that you will need to bring to be able to support your change of status:

1. Original Copy of your marriage certificate. Make sure that it's NSO certified one.

2. Photocopy of your marriage certificate

3. Identification Card (you may also need to bring photocopy in case they ask for one)

4. Original birth certificate (NSO certified one) with a photocopy - in case you are not yet a permanent member for them to be able to change your status to a permanent one.

5. Duly-filled forms - you can ask for these forms from the government agency
6. Your unique Identity Number

For SSS (Social Security System)

It is always best to go to the branch where your employer is. I personally went there to accomplish two things: (1) To File Change of Status and (2) To Notify the agency that I am pregnant.

For Changing of Status:

You will need to fill-in Form E-4 (Member's Data Amendment), specifically the change in civil status portion. You will be required to present your Original Copy of Marriage Certificate but they will only ask you to surrender a photocopy of it to be included in their file. 

For Maternity Notification:

You will need to fill-in the SSS Maternity Notification Form in 2 copies: 1 to be submitted to SSS and the other one for your file and this is to be included  when you are to claim your maternity reimbursement after you have given birth.

You will also be required to submit proof that you are pregnant. Do bring with you your baby's ultrasound photos.

I was blessed to be able to finish earlier than expected and during these two steps, I was not fast-tracked because I was pregnant. It was around 4 when I finished and decided to take advantage of the remaining time and applied for the new UMID card (Unified Multi-Purpose ID). You will need to verify first with them whether you are qualified to apply for the ID - they will check whether you have made the minimum number of contributions required. Once you are qualified, you will be given an application form to be filled and then queue back for them to process your ID. This was were I got the edge because there was no need for me to queue again after filling-up the form. The SSS staff immediately processed my application and was instructed to proceed to the ID picture-taking section. I was informed that the UMID will be sent to my house address within the next 30 days and true enough, I was able to receive the ID within a month.

For Philhealth

You can actually go to any PhilHealth branch to update your status. I chose to go to Quezon Avenue as this is the closest branch to us. We went there around 830 am because I remember my experience years back where I had to spend my entire day (and afternoon too) because the place was packed with so much people when you arrive at a later time. Upon arrival, we were asked by the security personnel of our purpose and we were directed to the mezzanine level. You will be queuing in the information desk where they will be asking you your purpose, give you the necessary forms and give you a number to be called. Because I am pregnant, they were kind enough to give me a priority number and instructed me to head to the express lane for senior citizens as my number will be called there. It took me less than 5 minutes to fill-in the form and my number was immediately called. It took less than 5 minutes for the officer to encode the necessary info after I submitted my papers and I was given a printout of my updated MDR (Member Data Record). He then told me that I can now have my Philhealth ID printed. In less than 20 minutes, I was able to accomplish everything I needed.

I remember my husband joking around telling me how convenient it was for pregnant women to queue up because there's always a special lane for them - well, carrying a heavy baby inside your tummy is not that easy! At least women get to experience special treatment during these times! ;)

Have a great day everyone!

LaNnA

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14 Things I've Learned from the Philam Life Wealth Management Forum

A few weeks ago, I had the chance to attend the Philam Life Wealth Management forum as invited by a PR agency. It was a privilege as I get to learn a lot of new insights, investment tips, and was motivated as well. The best part was, NO product selling was made. I was expecting the night to be full of sales pitches and product promotions. Well, the CEO himself reassured everyone in the audience that they can enjoy their meals as there will be no product pitches that night.

Same with that night, this post won't be about product or promotions. Let me share with you the valuable wealth of learning I have learned that night. Such learning have to be shared because I believe that the success of others will also tantamount to your success.

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Car DVR Captures Taxi vs BMW accident

Earlier today, I was driving in QC when I witnessed an accident take place. I have installed a Thinkware FXD700 car DVR and so everything was recorded. I wanted to offer the foreign national (driving the BMW) my car DVR footage but I was already late for a meeting. Anyway, if you would need the video or if anyone of you knows the owner of the car and needs a video footage as evidence, here's the video uploaded on Youtube.

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5 Tips for the Upcoming Mega Traffic in Metro Manila

Honestly, I don't know if the traffic can get any worst in Metro Manila. Skyway Stage 3 construction officialy started last night but we won't really feel the chaos until all projects simultaneously coincide with each other. Amidst all the hype and armageddon-like description from the media of the upcoming traffic that will be caused by the Skyway Stage 3 infrastructure project, here are some tips to get you all lock and loaded for the supposedly traffic-ggedon:

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The Hidden Value of Old Economy Cars

(Photo taken in Rome where congestion is sometimes just as bad as Manila.)

Unless you are part of the percentage that buys a car and sells it after 3 or 4 years, you'll never have problems similar to those who drive a car older than 5 years old. Depending on the brand, people usually experience problems when their car reaches 5 years. Some minor, some major but one thing is for sure -- the moment ANY car steps out of the dealership, the value depreciates. This is why an automobile purchase is never considered an asset but a liability in the books but if it will ease your everyday living or help you in your business, you can somewhat consider it as an asset in your life.

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Upcoming Articles on Cheftonio.com

I had an unexpected blogging hiatus and I just want to update you guys on the upcoming articles here on Cheftonio.com

- Thinkware FXD700 Car Blackbox Review
- LG G2 Review
- iPhone 5s Review
- More about Miri Destinations, specially the Niah caves!
- Something new from Smart!

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