Tuesday, June 25, 2013

Travel Insurance Essentials

Travel insurance is one of those essentials when you're going away that's right up there with passport, tickets and suitcases. Even though it's not a legal requirement, holiday insurance is absolutely vital for anyone who doesn't want to fork out a small fortune should things go wrong.

What could go wrong, you ask? Various things that you don't want to think about, such as illness, lost passports and medical costs. Just think, when you're abroad there is no NHS safety net to fall back on, so it's imperative that you have a back-up plan just in case. For instance, you could fall ill whilst abroad and require medical treatment, so a good policy will cover you for the costs of supplies and medical attention. And if you have booked a holiday and fall ill beforehand, what happens if you need to cancel your trip? Again, a good policy will cover you for the cost of cancelling your trip, something that will take the edge off your disappointment, at least!

When it comes to choosing a travel insurance policy, it's essential to do your research. If you're going away just once this year, a single trip insurance policy will do just fine. If however you're a regular traveller or you're planning to go abroad more than once over the next 12 months, it will be well worth investing in a multi-trip or annual travel insurance policy. This way you're covered for multiple trips which means it's easier on your pocket, and you can simply forget about travel insurance once it's all done and dusted.

Thomas Cook Insurance is a great place to start, as they offer plenty of information about the different types of travel insurance on offer and allow you to book your preferred policy too. So if you're planning to go abroad soon, visit the Thomas Cook Insurance page or use a search engine to find travel insurance, and make sure you're well covered before you go away.

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