Friday, January 29, 2010

Scam or not? Cocoplans / Prudential Life Datamex scholarship


Have you ever received a text message like this? (Exact SMS message I got)
Cocoplans Inc. Last Notification:
Good Day! We are proudly informing you that you are one of our lucky recipients who entitled to claim a PERSONAL INSURANCE, FREE SCHOLARSHIP VOUCHER and other Rewards and Privileges. Your claiming code is AT2#***### (*=Letter ; #=Number). You may claim your certificate until Jan. 23, 2010 in our Binondo Business Center. For more info pls call us today at 3096250/3096251/4890375 or this mobile#09326668880. Look for Mr. Fernan Sunga





If you have, we are not the only ones to have gotten this message. In fact, tons of other people have received this message in different variations like this next one:

"Greetings! This is Ms.Rosalie Nicol of Cocoplans Inc. We are proudly informing you that you are one of our lucky recipient who is entitled to claim a two-year DATAMEX Scholarship Certificate with a free tuition fee, personal accident insurance and other rewards and privileges. Your security claiming code is MVS-#####-***. You may claim your certificate on or before August 14,2009 in our Makati business center. For more information,you may call us at 02-8563860/02-8563871. Thank you!"
SMS from +639324237395 (Source)
or maybe this one:
Greetings! This is Maricel Alvarez of Cocoplans, Inc. We are proudly informing you that you are one of the lucky recipients who is entitled to claim a two-year DATAMEX Scholarship with a free tuition fee, personal accident insurance and other rewards and privileges. Your security claiming code is MVS-26619-CCP. You may claim your certificate on or before Sept. 1 to 3, 2009 in our Makati Business Center. For more information you may call us at 856-3169 or 356-3855. Thank you!
SMS from +639229492872 (Source)
Yet another...:

As part of Prudential Life Market Corporation Agency initiated Promotion, you just been chosen to receive free tuition fee for a two year computer course at datamex (miscellaneous and other fees not included) free insurance nd 5 coupons for our cash raffle of Php 50,000 covering the period of July to Dec 2008. Activate and claim it now at Rada branch, Makati/ For your claiming code, please call upon receipt of this message, 8129585.
(Source)
Yes, one message, different companies and tons of variations.

So first, what is this Datamex? Upon searching using Google, here are some of the information I found:

- Datamex Computer College / Datamex Computer School / Datamex Institute of Computer Technology is not registered under Commission on Higher Education (CHED)
- Datamex have 10 branches or more. Here are some: Fairview, Tacloban, Novaliches, Las Piñas, Antipolo, Meycauayan, Mandaue Cebu, Valenzuela, Taft. (For verification)
- Datamex is/must be under TESDA
- Datamex is part of a government program that aims to provide "Ladderized Curriculum". Ladderized Education is a new system of education in the Philippines that allows learners to progress between Technical Vocational Education and Training (TVET) and College, and vice-versa. (TESDA FAQ)

Connection of Cocoplans / Prudential Life to Datamex

Upon reading almost all the possible search results, I found out that Cocoplans/ Prudential Life is using Datamex as a promotional gimmick to attract possible "policy" buyers. They are using the "Free Scholarship" as a bait to attract customers.

According to Starwin14 of TipidPC, he was one of the tele-marketers and they use the phone directory to call their prospective targets. They don't have salaries. Instead, for every person they can bring in, they get 100 Pesos (Roughly $2 USD) If they can sell that person an insurance policy, that's where the commission gets bigger.

So that's their main strategy.

Requirements to claim the "FREE" Datamex Scholarship:
1. Company ID
2. Government ID
3. Bank ID (such as visa or mastercard)

LOL. Bank ID?? haha! Something is really fishy. Why would you need a credit card este BANK ID? hmm...


They win if /You lose if:
Get you interested, make you go to their office, explain their plans / policies (full 100% attention because you are already there in person), sweet talk (maybe) you to let them swipe your card and get your free Datamex free scholarship.

They lose if/ You win if:
You get interested with the free scholarship, go to their office, let them explain their plans and policies (with your 100% decision of not buying any of their plans and policies), not to be sweet talked to swipe your card and get your free Datamex scholarship then leave.

But, how to you do the latter? Read this blog by Melbagabuya (Not a sure-fire way but it worked for her)

Warning though, there are some reports that they include the Free Datamex scholarship only when you purchase their plans/ policies. (source)

So, is the Datamex Scholarship really free with no strings attached?

Actually, it's still not entirely free. Upon enrolling, you will still be asked for 3,000 pesos (est) as miscellaneous fee. From 5,000 to 7,000 pesos misc fee PER SEMESTER according to this reply.

*some people are selling their Datamex Scholarship vouchers. Although transferable, they are of no value and is not for sale. This has already been featured in ABS-CBN's XXX.

Is the Datamex scholarship worth all the trouble?

If you have tons of time in your hands, then go. You have nothing to lose. If you are working your ass off and can't miss work even once because of a tight budget, I suggest you skip this one.

Here are some of the feedbacks of some "students"/ "datamex customers":- Ratio of computer to student in their Imus branch = 1:10 (source)
- Computer specifications very outdated (source)
- Datamex Valenzuela Branch: No instructors and often has no classes (source)
and lots more. If you want to read the feedbacks, visit THIS WEBSITE.

Now, it's up to you if you want to avail and take advantage of the free scholarship. I'm not saying that this is a scam. What I'm sure of is, this is a marketing strategy of the said companies.

Here are some more reading materials regarding the Datamex/ Cocoplans/ Prudential life Spams:

http://imus.olx.com.ph/datamex-free-tuition-fee-in-any-computer-course-certificate-2-yr-course-iid-2205628

http://www.tipidpc.com/viewtopic.php?tid=174011
http://www.istorya.net/forums/general-discussions/218365-cocoplans-with-datamex-scholarship-scam-or-not.html
http://www.tipidpc.com/viewtopic.php?tid=123300
http://pasig.olx.com.ph/college-scholarship-for-all-iid-2079096


Feel free to share your experiences below.

Good day to all :)

72 comments:

Anonymous said...

Thank you so much for this post! I had a phone call today from Prudential Life/Cocoplans saying I was selected to be a Datamex scholar. Sabi nila I was referred by one of the banks (then he enumerated credit cards). Claim ko raw by today or tomorrow, then he gave me a code and a person (Chin Gomez) to look for when I get there (22/F Unit 2201 Raffles Corporate Center, ortigas Center, Pasig City). I repeatedly ask kung may catch but he said none, that they 'simply' release the certificates.

Good thing I found this blog when i googled this Datamex scholarship. I was about to to there tomorrow, and it would've been a waste of time because I'm not in the least interested with another insurance policy.

Anonymous said...

Thanks alot for this info. This blog saves me... weeeee

liza said...

argh... I'm actually reading this blog while talking with a certain Randy from Prudential Life. Thank you for saving me.

Anyways, since I got my Credit card naku napakadaming phone call ata ang natanggap ko. Sabi nila they don't sell/share information. grrr...

As a matter of fact, I have blogged the scams I encountered. This is also to warn you guys - Philippines Scam. Haiz. Ingat guys. My motto when it comes to these things:

1. Never believe in insurance companies with their anniversary promos. Lalo na kung nde ka naman nila holders.
2. Never believe that you won in a contest without even remembering that you joined.
3. Never ever give details lalo na bank or credit card details over the phone lalo na kung sila ang tumawag sau. Ask for their numbers and verify muna.

Sa panahon ngaun dapat talga mag ingat tau.

Anonymous said...

Thank you very much for this post!i had a phone call yesterday july 7,2010 from Mr. Lito Gatmaitan-releasing staff of cocoplans calamba branch,and they said that i was selected to receive for 2 certificate given by their sister company UCPB for their anniversary reward.All i have to do is to present 3 valid ID...government,company and mastercard ID.no monetary related daw.They gave me a claiming code for the said certificate...just present it to the releasing deparment...and that's it i can get the certificate

Ron said...

Thank you for this post. I just got a call from one Martina Lopez claiming to be an agent for Datamex Computer School telling me that I had been pre-selected to receive one of their free "scholarships". Though I have absolutely no plan of going, it's good to know that there are people out there vigilant and caring enough to warn others. Thanks again!

Anonymous said...

thanks for the post... I had a phone call an hour ago from prudential life saying na I'm going to receive an accident claim voucher worth 25,000.00 plus a 2 years educational plan of any computer course which is transferable. I just need to get into their office at 22nd floor raffles building and present 3 valid ID's (government Id, Company Id, and Bank Id) and a security code which they have already given to me. This code daw is very important because this will serve as passage for me to get the claims for free. After the conversation with this girl, she transferred me to her "releasing officer" daw. And then this releasing officer verifies lng f I'm going to their office.... I was thinking to drop by because raffles building is a neighbor to our building lng nman... but then... before going there, bgla nlang naisip ko to check if its really their 47th year not to really investigate about them... thank GOD I read all your blogs before going there.. now I know.

j100_jecks said...

i also received a message this AUGUST 20,2010, it was said that i got an exclusive benefits, SCHOLARSHIP CERTIFICATE GRANT and HEALTHYWAY MEDICAL CARD, then i search to the internet if this is true, then i found out that this is just a scam.. tnx for the post.....

Anonymous said...

mgaaply plng sna ako dito sa company na ito..nd prang thers is something fishy nga...dhil ako syempre i want to have growth in career..ibang klaseng work place pwede magtxt while working? asan ang growth dun...?...yaiikss ndi nlng ako tutuloy..i want a good stable job where may career growth,,..meron na din ito sa sm north edsa...mga ngbibigay ng flyers...

Anonymous said...

I was able to cancel the policy of my bestfriend at PRUDENTIAL LIFE SM CITY NORTH EDSA BRANCH. Look for the "15 days free trial period" clause. First the manager won't let me cancel the account saying that the "15 days free trial" is also based on the companies decision.I insisted that according to the notice "15 days trial can be cancelled for ANY REASON". It will help if you will bring someone who cannot be sweet talked and magaling din sumagot dahil in fairness with them, super trained talaga sila na magconvince to buy their product. Sadly, hindi ako madaling ma-convince & pumunta lang ako dun to study also their behavior (i'll have my masteral on psychology next sem). I'm very facsinated with them dahil ang dami talaga nilang nacoconvince na tao. This kind of blog really helped. I can't share any good information about PRUDENTIAL LIFE/FAMILY FIRST dahil lahat ng kakilala ko has a very bad experience with them. Waste of money lang talaga.

Chef Tonio said...

Thank you guys for sharing your experiences also. The government should take a second look at this.

Until now, ang dami nagtetext sakin using several message formats.

I hate scammers :|

Anonymous said...

Hi..I actually receive a 2 Datamex 2 Yrs Free Schlarship from Prudential in Raffles Bldg., i just want to ask if I can sell this..I called Datamex & they said that this is Valid. I don't be needing the scholarship coz Im already working..so I just wanted to know if this datamex Certificate I get is valid..

Shinshi

Casino said...

I also received message from cocoplans.. i wonder where did they got my number in fact i have purchase my number just for 3 weeks... ahmmm...

A day after in my office someone call me in our landline.. came from cocoplan representative explaining to me regarding their promo.. I ask them where did they get my lanline... no answer.. then they ask me where i worked in fact they call our office number.... ahmm i smell something fishy... when conversation goes on they ask to bring 2 valid id's when claiming company n gov id... and they other one bank id or a credit card.. i ask them why i need a credit card in fact this is somewhat a price.... gov n company id is ok.. no answer again they told if i am interested to claim the certificate.. i told them that i have to think... they caller said ok then drop the phone..

something different right?

then i do some research then i found some blogs regarding those message...

and i think this is scam,,,,

be aware....

Anonymous said...

thanks for this post,good thing i googled it first before going there. i was supposed to go there later to get the certificates, balak ko sana to give it to other people na gusto mag-aral..

Anonymous said...

SHIT!!!!!sana nabasa ko muna blog n to......ADD ko lang, BENLIFE INSURANCE also offer this king of marketing strategy...Im one of the victim............ingat ko nextime......masyado kc ko na overwhelm .....

Anonymous said...

I got one of the messages you described "This is tj reyes (sounds like ABS-CBN announcer) from CCGC Releasing Dept.......please claim your reward, etc, etc,etc.

I'm certain that there may be a catch, coz I haven't join any raffle, or anything that entails a reward. When I read your blog, I was really convinced that this is somehow a "scum."

I'd like to think that you saved me from the hassle of thinking too much about this. Thanks

Mario said...

im also a victim here in cagayan de oro city, last jan 27 i recieved a call here in the office that i won a datamex scholarship and a personal insurance from cocoplans. the following day i came to there office and they ask me my claiming code and any valid ids w/ my credit cards, the other guy explain to me how i won. they have a convincing strategies to win against me regarding investing my money for opening a thrust fund for my kids future thru BDO and help me open an account. but i keep telling them that im going to consult my wife first, after some blabla....etc. he ask me to verify my bpi master card. but the other guy came in with the swiping machine and said that my card is good and they let me swipe my card for rechecking. in that time i realized how stupid i am that i gave them my card that easy. after i got my receipt, this guy told me that if ever i came back that day and ask for concellation of this transuction. they will not refund me my money. so i seek help from the media here in cdo and they refer me to the NBI. and now they are under under investigation by the NBI and they promise me to return back my money in one month time. yesterday my interview with the local tv here in cdo was shown. NBI wants me to file case to the court for them to explain there side.

Anonymous said...

This is FAMILY FIRST in steriod

confuse1213 said...

need your help! i've been browsing for so many hours kung pano ko marerefund ang kinuha nila sa credit card ko. Im not on the sholarship... Ung pre need investment ang nakakuha ng attention ko. kaya lang sa mga nabasa ko di ko lam kung tama ba naging decision ko na ibigay card ko sa kanila. naloko lang ba ako? help naman po. natakot lang ako sa future ng mga anak ko kaya ko naisip yun pero mukhang mas malaki pa ata nawala sa kin. pls txt me. ano dapat ko gawin? my cp no. 09069161154. need yor reply asap. tnx a lot.

confuse1213 said...

may binigay po cla sa kin n certificate na nakalagay pre need investment. pension plan. nakaltas sa credit card ko 10k. pano po yun babalik kung scam nga yun... scam na po ba un? bihira lang me mag-internet, so pls po txt me sa 09069161154 para po sa suggestion nyo.

Anonymous said...

To MARIO....
Just want to ask if there is a development on your complain with NBI.... I also was a victim on this last July2010. I already check with my bank that time but they insisted that they also cannot do about it anymore.

Anonymous said...

Sir, thank you for your blog.For those who had the chance to see/read the various comments, it serves as an enlightener.Hope that justice will prevail and that victims will keep on hoping and believing for the best thing to happen.

Anonymous said...

thanks a lot. buti nalang nabasa ko blog nato. May nareceive din ako same txt from Benlife Beneficial Life Insurance. Waste of time to mga promotional style nila.

Anonymous said...

Naku kahit anung gawin natin hindi talaga FAIR ang mundo,
FYI Lang po, Ang Tuition Fee, o Scholarship grant o voucher ay libre at intended na not convertible to cash. kay kahit sa mismong school ka pumunta o mag inquire ay ibinibigay ito ng LIBRE.
Kaya yung mga nagnanais maka RACKET,ay mag isip muna, Remember, Automatic ang Karma.
Kung gusto nyo talaga ng sureball na QUALITY EDUCATION, DUN KAYO MAG ARAL SA LA SALLE, ATENEO o sa Amerika, para wala kayong ANGAL at ATUNGAL,
Ang hirap kasi sa tao, bibigyan na ng LIBRE, may Libreng kutya at Lait pa,
Quality Education is important ,School needs to HELP students to learn, Datamex, I hope what important to you is to HELP your students to have a QUALiTY EDUCATION, students are PAYING the RIGHT FEE, BE FAIR! GIVE them THE RIGHT EDUCATION they DESERVE!
Sa mga nagsasabi o nag iisip ng negatibo kaagad sa DATAMEX na SCAM ay HINDI po totoo yan,
Part po yan ng ADVERTISING PROGRAM nila
At MARKETING STRATEGY Lang naman po ito ng mga INSURANCE COMPANY or pang pront.
lf somebody call you from insurance company na.na topic na sa Credit Card eh wag po kayong mabahala dahil hindi masama ang hangarin nila, Because IF THERE IS NO SALES, THERE IS NO ECONOMY
Pag walang need, hindi rin maiimbento ang product or services, Credit Card kasi ang isa sa requirements para ma bentahan ng insurance o Life insurance ang tao.
One example of Non Life Insurance is Fire Extinguisher,pero pag
LIFE INSURANCE,Para sa tao, kaya wag kayong magtataka kung kayong mga TAO ang tinatawagan ng agent o CSR. Ito naman eh hindi lang protection or Security in case of accidentally or sudden death
It is also a form of INVESTMENT din,
In America or U.S halos lahat ng tao duon ay may insurance at aware na sa insurance.kaya tina try naman ito mag BOOMING here in the PHILIPPINES.
Ang trend ngayon at darating bukod sa l.T ay Wellness, pls... watch the video on youtube.com
tittle: The next Big thing-Wellness
add me at facebook: jayar.chua@yahoo.com

Ken said...

kudos to the blogger! very very informative. appreciate also the thoroughness. shows the blogger's effort to "leave no stones unturned", very very well researched. many many thanks!

ehls said...

I just had a message from them telling me I have 6 gift certificates all because of using my credit cards and I can claim it at that address...unit 2201 22nd flr. raffles tower jf ortigas center.. that's why I am urge to search on that address and I found this... I had an experience with them before in the in old address in makati, I was amazed by that saving system and they got me 20,000 pesos... all lost it... anyway It's just money I lost and the trust.... They lost their credibility using the name of Prudential life and Datamex... Shame on them...

e said...

Sana mahuli na sila atmaipasara, maparusahan sana

Anonymous said...

Thank you Cheftonio!! I just received a call 5 mins ago.

Anonymous said...

Thank you Cheftonio, I just receive this call 5 mins ago.

tamedkrait said...

AY! im very thankful na nabasa ko muna to bago ako magpunta bukas..I got a call from Prudentail saying that I won a consolation price for a Raffle that I joined in the mall. (can't remember if I really joined or not) Then he said that I will claim my datamex scholarship voucher for 2 years. Then he asked me to bring a Bank ID or savings atm card... I then doubt why is he asking me to bring one. His name is Ken Mangatat.

Prudential Life Philippines should stop this from doing!! it is not fair!!

Thanks so much for this..internet and blogs are really powerful.. :)

tamedkrait said...

AY! im very thankful na nabasa ko muna to bago ako magpunta bukas..I got a call from Prudentail saying that I won a consolation price for a Raffle that I joined in the mall. (can't remember if I really joined or not) Then he said that I will claim my datamex scholarship voucher for 2 years. Then he asked me to bring a Bank ID or savings atm card... I then doubt why is he asking me to bring one. His name is Ken Mangatat.

Prudential Life Philippines should stop this from doing!! it is not fair!!

Thanks so much for this..internet and blogs are really powerful.. :)

tamedkrait said...

AY! im very thankful na nabasa ko muna to bago ako magpunta bukas..I got a call from Prudentail saying that I won a consolation price for a Raffle that I joined in the mall. (can't remember if I really joined or not) Then he said that I will claim my datamex scholarship voucher for 2 years. Then he asked me to bring a Bank ID or savings atm card... I then doubt why is he asking me to bring one. His name is Ken Mangatat.

Prudential Life Philippines should stop this from doing!! it is not fair!!

Thanks so much for this..internet and blogs are really powerful.. :)

Anonymous said...

Thanks to Cheftonio's Blogs,help me a lot!Just next time extra careful!

Anonymous said...

Ung prudential b na cnsb nyo is ung philippne prudential life insurance company or ung phil prudentialife insurance plan??meron dn kc kong nkuha n datamex scholarship fr pplic..im not sure if totoo

clyde said...

ask ko lang po kasi may tumawag din po sakin , sa manila bankers life insurance naman po cya , same po ng mga sinabi nyo .. scholarship plus insurance , nag call po kami sa datamex tnanung po namin kung tied up cla sa manila bankers life insurance uu daw po , saka binasa ko po mga comments nyo wala naman po ako nakita na manila bankers , wat should i do ? nakapag bgay na po ako ng 500 pesos reservation ng form at babalik po ako bukas para maghulog ng 4k .. sana po matulungan nyo ko .. salamat po

Anonymous said...

Hi,
I was a member of PPLIC/Prudential life. Pero hindi ito yung tinatawag na lifetime kasi this will expires this October, at yun na nga di namakuha yung pera binigay ko sa kanila. Nadala nlang ako kasi nagmamadali ako that time kaya sabi cge nlang. php3000 yung naibayad ko sa kanila somewhat it is called as like membership? "iwan?"
Pero i have receive a message saying "Good day! Congratulations! U may now claim ur rewardsnot 3rd flr.rm.308 Keppel cntr,bldg.Cebu.bus.park.with your claiming code:MOC-xxx and luk 4 NIri 4 mor info. call 412-6153 rnx. godbless. to God be the glory...
^_^PPLIC.
Gusto ko lang malaman na totoo ba ang scholarship na ibinibigay kasi gusto ko ibigay to sa cousin ko?

help naman poh!

Anonymous said...

Hi,
I was a member of PPLIC/Prudential life. Pero hindi ito yung tinatawag na lifetime kasi this will expires this October, at yun na nga di namakuha yung pera binigay ko sa kanila. Nadala nlang ako kasi nagmamadali ako that time kaya sabi cge nlang. php3000 yung naibayad ko sa kanila somewhat it is called as like membership? "iwan?"
Pero i have receive a message saying "Good day! Congratulations! U may now claim ur rewardsnot 3rd flr.rm.308 Keppel cntr,bldg.Cebu.bus.park.with your claiming code:MOC-xxx and luk 4 NIri 4 mor info. call 412-6153 rnx. godbless. to God be the glory...
^_^PPLIC.
Gusto ko lang malaman na totoo ba ang scholarship na ibinibigay kasi gusto ko ibigay to sa cousin ko?

help naman poh!

Anonymous said...

ay....sabi ko na nga ba...."bait lang". Ang BAIT nila.. daghang salamat sa post na eto

Anonymous said...

Thanks for this information. You save people who might be driven by thier sweet talk. God bless all of us.

Anonymous said...

Buti na lang firm ako sa dcsion ko to say no...pero nkuha nila ung oras ko sa pakikinig sa kanila...at grabeng sarcasm at insult ang nkuha ko...sinabihan ba na mang ako dw klase ng tao na hindi ng iisip ng future, etc...i told them you dont know me?your judging me based lang kasi ng decline ako???pisti yawa!!walk out daun show oi

Anonymous said...

to phil.prudential,,stop nyo n mga gimik nyo..lumaban kayo ng patas...matalot kayo sa karma...mga manggugulang!!!

Anonymous said...

i agree its a marketing strategy. pero still worried its about investment/money kc. hmmm

Anonymous said...

It scares me to death when I heard they need my credit card to activate my account. That is very bizarre!!!!. Why will they require that when I have with me three valid gov't IDs???
I ask for the releasing managers name/contact details,...she even refuse to hand me her info. That was the most obvious signal that it's a scam. They requested me to fill up an info sheet and asked for my mother's MAIDEN name???, I filled it up anyway with the INCORRECT info. I told the releasing manager to give me whatever voucher as per their text otherwise we can end up in a heated argument. She gave me the vouchers and I walked out happily. Please be very careful guys. BE VIGILANT OF THE INFO YOU ARE PROVIDING TO OTHER PEOPLE.

Anonymous said...

Thanks for this info., i got 2 datamex scholarship frm Prudential life insurance located in 3F, Robinson Mall, Sta. Rosa, Laguna w/ gift certi for spa & diamond peel, just last Jun 24, 2013 ang galing nilang mgsalita, ng effort kami papunta sa kanila then ganyan ang result, save by d bell lang dahil denied ang credit card nmin ng i-swipe nila, kung hindi isa kami sa victim nila, sana tigilan na nila ang gnyan raket mkakuha lng ng customer at sana makarma sila mga professional pa nman ang staffs nila. SA MGA KABABAYAN KO SA LAGUNA, PLS. WAG NIONG PATULAN NG TXT FROM PRUDENTIAL LIFE INSURANCE MANLOLOKO MGA YAN,KAWAWA ANG MGA NALOLOKO NILANG TAO, MAKARMA SANA SILA.....

Anonymous said...

I'm dead. hopefully not. Just was swayed by their swwet talk last June 25. I believed I am still with-in the 15-day free look so last July 10 I went there to cancel my policy. Lo and behold... they told me I'm past the 15 days. 16th na daw nung July 10. I don't know kung bobo sila at hindi sila marunong magbilang ng araw or tactics. still i gave my letter and will follo-up tomorrow. I insited them to receive my letter though jul 11 pa daw maipa-pass sa management nila for cancellation. fingers crossed.

Anonymous said...

Manila bankers is doing the a similar thing. They claim that they're celebrating 46th anniversary.

Anonymous said...

im also one of their victims (Phil. Prudential life insurance company). is there any possible way for me to refund what i've given to them? since that was last Oct. 2011???

Anonymous said...

is there possible ways to refund your bill even that was last 2011?? (phil. pru. life. ins. com)

Anonymous said...

I also got a text message, it goes like this..
FINAL NOTIFICATION;
MANILA BANKER'S CORPORATION

We wish to remind your unclaimed GC and Benefits worth P10,280 from Manila Bankers...

i called them to verify, and to know what's the catch, the girl named Samantha Wilson told me that they will not swipe my card for they are not an insurance company and it is a sort of thanksgiving for their anniversary.

Thanks for this blog, I will not go in their place tom.,

Mischelle

Anonymous said...

I also got a text message, it goes like this..
FINAL NOTIFICATION;
MANILA BANKER'S CORPORATION

We wish to remind your unclaimed GC and Benefits worth P10,280 from Manila Bankers...

i called them to verify, and to know what's the catch, the girl named Samantha Wilson told me that they will not swipe my card for they are not an insurance company and it is a sort of thanksgiving for their anniversary.

Thanks for this blog, I will not go in their place tom.,

Mischelle

Alma Lara said...

Hahaha,mabuti na lang mas magaling ako magpaliwanag sa kausap ko kanina sa Phil. Prudential Life,actually di na nay ako nagawang pagbentahan ng insurance kasi inunahan ko na sya,she's trying to get my credit card to validate daw ang sabi ko wag nya kukunin tingnan lang nya at sabi ko for every transaction made I immediately receive a txt message from bankard na may ginawa akong purchase kaya ayun di na nag attemp pa ang kausap ko. wala syang nagawa kundi bigyan ako ngEducational Voucher ng Datamex at YGC Beauty and Slim Center Gift Cert. nakakaloka talaga mga hinayupak na mangagantso na yan,kawawa mga walang kamalaymalay na mga tao pag nahulog sa mga bitag nila.

Anonymous said...

Well too late for me but I want to share my experience last night. Sabi nila nanalo daw ako sa raffle and they did not say kung anong napanalunan ko. Pero bago yun, kinausap ako ng isang staff for almost 1 hour para kulitin ng kulitin kahit pa sabihin kong ayaw ko. As in sobrang kulit na. I fell for it kasi meron naman talaga akong nafillup-an and akala ko magclaim lang ng prize. Never again will I be acquainted with any of the insurance companies. Sabi ko nga if you are that good, bakit ganyan kayo kakulit? Dapat hindi kayo naghahabol ng customer, kayo ang hinahabol ng customer. Just my 2 cent.

Anonymous said...

Thanks for this blog at na save ako nito...papunta pa nman sana ako bukas para eclaim una napanalunan k daw na ''scholarship sa datamex''..

Anonymous said...

Thank's guy d n q tutuloy bukas puntahan sila.. Skin may nag txt kanina ang prudential life isa daw aq napili s preminary draw nila yung nga free scholarship bla bla bla. Bigay q sna s couzin q gustong mag aral.. Ok nman ang DATAMEX. Pero problem pag mag clalaim k n s prudential ng certificate they will force u n na mag join s kanila. Sila ren yun nasa SM Fairview na bibigyan k ng free item para mahikayat ka na umatend ng seminar na 45min daw. Yung nga umattend aq yung nakausap q sabi niya briefing lng ng company introduction, d daw sila nagbebenta ng insurance d daw sila namimilit pero Ang kukulit nila ilang beses aq nag sabing ayaw q kc wala akong budget pinipilit nilang icheck daw ang credit card ko kung may credit pa.. Pero d sila nag wAgi sabi q I need to go d ko n rin kukunin yung free item pero binigay parin nila.. Para silang naka unli paulit ulit. Pumirma din ako ng raffle coupon kaya yun nag txt sila naalala ko nga sumali aq s raffle game nila.

Anonymous said...

everyone here is telling the truth..i was just fooled by this people from prudential life..im sure the educational voucher is not fake but they are using it in getting the attention of the people to get there and introduce to you their insurances and damned sweet words..ignore text from them if ever you got it..i didn't figured that out earlier,i did mistake here.i went to their office in Makati,,i give them a 1029.00 php for my first quarter payment.and realized I shouldn't.i am just too worried about my future security which leads me to say yes to their offers:( regrets knocking me off and a thousand peso matters to me a lot especially now that I just ended a contract @ my previous job.:(sad to share this story..trust me..just pay public insurances like sss or health insurance which is 100% safe.nevermind.i learned my lesson anyway.God bless us..

Anonymous said...

hahaist . i'm one of the victim in prudential life .. nkuha skin is 18,000 sa credit card ko dhil may ngtxt na nanalo ako, so pumunta ko dun last june 2013. . i dont know na scam pala yun . bitch ! shame on them !! tpos ngbabayad pku ng 3,000 for member daw .. karma lang nila !

Anonymous said...

Tnx for this info nung nabasa ko ito ai buti nlng d ako nagpnta at mhrap n oo nga nmn y i need 2 bring my atm and creditcard thank u so much to this post

joshua pica said...

tnx guys sa mga comments neu..marami na palang nabiktima yang insurance policy na yan..hmm im one of the member of PPLIC..is their still a hope para ma refund ung money mo na inihulog mo sa kanila? panu po? i need ur advice tnx po

joshua pica said...

tnx guys sa mga comments neu..marami na palang nabiktima yang insurance policy na yan..hmm im one of the member of PPLIC..is their still a hope para ma refund ung money mo na inihulog mo sa kanila? panu po? i need ur advice tnx po

Anonymous said...

I got a message from MANILA BANKERS says the same text message from others. I called the number that they gave to confirm. KATE BERNAL the one who texted me and the one i called. I told to her if its not a scam she didnt answer. I said i will be there by saturday -nov 9, 2013- i know this kind of tactics but all i wanted to know if ill go there on saturday if i will get the scholarship, diamond peel, etc.? thanks! i hope someone answer my question. thanks in advance!

Anonymous said...

Thanks! I have to search for Manila Bankers thru internet just to get knowledge and information about this Manila Bankers texting and calling me yesterday, I'm glad I found out this blog, the messages I had read here enlightened me so much! The names who called me was Moira Alvarez and Mr Ken Madrigal....they're informing me that as part of our THANKSGIVING PROGRAM, YOU ARE ENTITLED TO RECEIVE EXCLUSIVE REWARDS and PRIVILEGES such as one time visit to Marykay good for 5 persons, Educational Scholarship not mentioning the school name, and Package Tour to Macau or Singapore for 2, or P50,000 cash. And if I will show my credit card they will give me another 15 Raffle tickets ??? not mentioning the title of Raffle tickets and to be won.

Anonymous said...

may nagtext din sakin from manila bankers na nanalo daw ako ng life plan, scholarship etc. tinawagan ko sya to confirm at totoo daw.tinanung ko sya kung papano ako nanalo ei wala naman akong sinalihan na raffle oh kung ano pa.binigyan nya ako ng claiming code at sa san juan ko daw pwede maclaim.nagkasundo kami na ngayong sat 2pm ko iclaim..hindi ko alam kung scam to oh panloloko dahil wala naman hinihinging pera..

Anonymous said...

Sa mga nag-avail ng Cocolife insurance policy dahil sa ganitong marketing strategy:
I just want to help those who want to cancel their insurance policy and have their money refunded. Napa-cancel ko na din kasi yung policy ko and na-refund ko na din yung full amount ng pera na na-debit nila sa atm card ko. Here's what I did. Sana makatulong sa iba, tutal ang sabi sakin ng agent ng Cocolife noon i-chismis ko lang daw sila. :)

1. Dapat within 15 days na magawa yung insurance policy nyo, makapagbigay kayo ng cancellation letter sa Head Office ng Cocolife demanding a full refund of your money. What I did was gumawa muna ako ng cancellation letter with my signature tapos pina-scan ko. Nagpa-scan na din ako ng 2 valid IDs ko just in case hingiin sakin.

2. Tumawag ako sa Head Office ng Cocolife (Customer Service). Nakausap ko si Chat Varon. I informed her na gusto ko ipa-cancel yung insurance policy ko. Sabi sakin i-fax or e-mail ko sa kanya yung cancellation letter ko then mag-follow up na lang ako every week sa status. Tinanong ko kung kelangan ko pa ba bumalik sa branch ng Cocolife kung san ako kumuha ng policy. Sabi nya hindi ko naman na daw kelangan bumalik don sa branch, sila na daw sa Head Office and magpa-process ng request ko. Sabi ko sa kanya buti naman at hindi ko na kelangan bumalik don dahil ayoko makipagtalo sa mga tao dun at baka pilitin pa nila kong kumuha ng ibang insurance plan.
Eto yung contact details ng Head Office ng Cocolife:
Cocolife Customer Care Center
Telephone: (02) 810-7888, (02) 810-7885
Fax: (02) 812-9039
Email: customer_service@cocolife.com; chat_varon@cocolife.com

3. After ko i-email sa kanya yung scanned copies ng cancellation letter at valid IDs ko, tumawag ulit ako sa kanya para i-confirm kung na-receive na nya.

4. After that tumatawag na lang ako sa kanila once or twice a week para humingi ng update sa status ng request ko. In my case, nakuha ko yung insurance policy ko ng September 20, sinend ko sa kanila yung cancellation letter ko September 23, nakuha ko yung check refund ko ng Nov. 11. Isinoli ko na din sa kanila yung insurance policy nila after ko makuha yung refund ko. Natuwa naman ako sa customer service nila dahil hindi naman ako na-hassle sa pag-cancel ko ng insurance policy.

Suggestion ko ganito na lang din ang gawin nung mga gustong magpa-cancel at manghingi ng refund. =)

Anonymous said...

I just want to help those who want to cancel their insurance policy and have their money refunded. Napa-cancel ko na din kasi yung policy ko and na-refund ko na din yung full amount ng pera na na-debit nila sa atm card ko. Here's what I did. Sana makatulong sa iba, tutal ang sabi sakin ng agent ng Cocolife noon i-chismis ko lang daw sila. :)

1. Dapat within 15 days na magawa yung insurance policy nyo, makapagbigay kayo ng cancellation letter sa Head Office ng Cocolife demanding a full refund of your money. What I did was gumawa muna ako ng cancellation letter with my signature tapos pina-scan ko. Nagpa-scan na din ako ng 2 valid IDs ko just in case hingiin sakin.

2. Tumawag ako sa Head Office ng Cocolife (Customer Service). Nakausap ko si Chat Varon. I informed her na gusto ko ipa-cancel yung insurance policy ko. Sabi sakin i-fax or e-mail ko sa kanya yung cancellation letter ko then mag-follow up na lang ako every week sa status. Tinanong ko kung kelangan ko pa ba bumalik sa branch ng Cocolife kung san ako kumuha ng policy. Sabi nya hindi ko naman na daw kelangan bumalik don sa branch, sila na daw sa Head Office and magpa-process ng request ko. Sabi ko sa kanya buti naman at hindi ko na kelangan bumalik don dahil ayoko makipagtalo sa mga tao dun at baka pilitin pa nila kong kumuha ng ibang insurance plan.
Eto yung contact details ng Head Office ng Cocolife:
Cocolife Customer Care Center
Telephone: (02) 810-7888, (02) 810-7885
Fax: (02) 812-9039
Email: customer_service@cocolife.com; chat_varon@cocolife.com

3. After ko i-email sa kanya yung scanned copies ng cancellation letter at valid IDs ko, tumawag ulit ako sa kanya para i-confirm kung na-receive na nya.

4. After that tumatawag na lang ako sa kanila once or twice a week para humingi ng update sa status ng request ko. In my case, nakuha ko yung insurance policy ko ng September 20, sinend ko sa kanila yung cancellation letter ko September 23, nakuha ko yung check refund ko ng Nov. 11. Isinoli ko na din sa kanila yung insurance policy nila after ko makuha yung refund ko. Natuwa naman ako sa customer service nila dahil hindi naman ako na-hassle sa pag-cancel ko ng insurance policy.

Suggestion ko ganito na lang din ang gawin nung mga gustong magpa-cancel at manghingi ng refund. =)

Anonymous said...

GUD DAY !! ITS A PART OG STRATEGY OF MARKETING..hm ? im worried kasi i registerd here anu dapat ko gawin ...ngayun ?

Anonymous said...

hala,i have that kind of scholarship and im planning to transfer it to my sister next week ..tsk ..

Anonymous said...

victim din ako,,nadala lang kc ako sa matatamis n salita nung nag orient sakin,,sabi ko nga babalik nalang ako pag iisipan ko muna..gustong gusto ko na umalis nung tym na un,,kaso makulit lang,,sabi sakin 1 min lang po mam, check lang po natin ung atm mo kung tatanggapin ng bangko..then swipe nya atm ko sa machine..nawala na 2k ko..buti nalang 2k lang.,tesibo nalang nakita ko,,ung money di ko na alam kung nasan,,,,pera lang yan,,pero karma nalang sa kanila..Dyos nalang bhala sa mga scammers na yan..
PANGINOON IKAW NALANG PO BAHALA SA MGA TAONG WLANG GINAWA KUNDI MANLOKO SA KAPWA!! BIGYAN MO PO SILA NG LEKSYON PARA MMN PO MAREALIZED NILA NA MALI MGA PINAGGAGAWA NILA!!!

Anonymous said...

Hi thanks for the info...tanung ko lng po may may binigay na skin scholarship and discOunt vouchers magagamit ko po ba un?

Angelo Broñola said...
This comment has been removed by the author.
Carlos Miguel De Villa said...

It's good to have blogs that informs us about insurance scam philippines but getting their side of the story should clarify things out.

Anonymous said...

Hi,

Gusto ko lang makatulong kung pano mapa-cancel agad agad yung insurance na na-avail nyo from the said company. I've also experienced this before in MB life Dasmariñas Branch, na-hook ako nung isang bakla na nasa malapit sa entrance, He asked me if I has atm or credit card kasi daw may chance akong manalo ng Motor sa raffle basta may atm or credit card lng ako. and then npasunod na ako. to cut the long story short, I was dragged to their office not knowingly I'll have to spend 45minutes talking with the client. ayun pala mag.ooffer lang. nung una alam kong ayaw ko pero ang galing nila mang.persuade hanggang sa napaswipe na ako sa credit card ko ng 57,400. :(

Pagkauwi ko napagisip isip ko na parang na-scam ako or what, (though ndi naman scam ang MB life, but their marketing strategy is very persuading kaya mapapasunod ka talaga), kinabukasan (Sunday) bumalik agad ako sa MB life para i-pacancel ang transaction dala ko na ung cancellation letter agad agad, ayaw pa nila nung una, may discussion pang nalalaman. WHAT I DID IS the following:

1. Make 3 Copies of CANCELLATION Letter, and have it signed with the branch manager and/or sales manager with their full name.
2. Make a dispute letter to be submitted to your credit card company, (nagpunta ako ng metrobank makati para lang ipacancel at ipasa yung dispute letter, and they said, sila na bahala makipag.coordinate sa MB life for that matter, and 15-30 days daw ang process non)
3. Have them close your credit card and ask for a new one.
4. Go to the main branch of the Insurance company and submit the copy of your cancellation letter (KASI HINDI AGAD PINAPASA YUN NG MGA TAONG NASA BRANCH. GUSTONG PATAGALIN PA PARA HINDI KA NA MAKAPAG-CANCEL NG INSURANCE NILA)
5. After ilang days, bumalik sa branch kung san ka nag.swipe and return all the documents that has given to you, make sure to photocopy all of them for backup purposes. (Much better na ibalik lahat ng documents para wala na silang panghahawakan sayo)


Ayun lang. okay na ulit. na.reverse na yung payment sa Bill statement ko. Sana makatulong ito.

Anonymous said...

Hi,

Gusto ko lang makatulong kung pano mapa-cancel agad agad yung insurance na na-avail nyo from the said company. I've also experienced this before in MB life Dasmariñas Branch, na-hook ako nung isang bakla na nasa malapit sa entrance, He asked me if I has atm or credit card kasi daw may chance akong manalo ng Motor sa raffle basta may atm or credit card lng ako. and then npasunod na ako. to cut the long story short, I was dragged to their office not knowingly I'll have to spend 45minutes talking with the client. ayun pala mag.ooffer lang. nung una alam kong ayaw ko pero ang galing nila mang.persuade hanggang sa napaswipe na ako sa credit card ko ng 57,400. :(

Pagkauwi ko napagisip isip ko na parang na-scam ako or what, (though ndi naman scam ang MB life, but their marketing strategy is very persuading kaya mapapasunod ka talaga), kinabukasan (Sunday) bumalik agad ako sa MB life para i-pacancel ang transaction dala ko na ung cancellation letter agad agad, ayaw pa nila nung una, may discussion pang nalalaman. WHAT I DID IS the following:

1. Make 3 Copies of CANCELLATION Letter, and have it signed with the branch manager and/or sales manager with their full name.
2. Make a dispute letter to be submitted to your credit card company, (nagpunta ako ng metrobank makati para lang ipacancel at ipasa yung dispute letter, and they said, sila na bahala makipag.coordinate sa MB life for that matter, and 15-30 days daw ang process non)
3. Have them close your credit card and ask for a new one.
4. Go to the main branch of the Insurance company and submit the copy of your cancellation letter (KASI HINDI AGAD PINAPASA YUN NG MGA TAONG NASA BRANCH. GUSTONG PATAGALIN PA PARA HINDI KA NA MAKAPAG-CANCEL NG INSURANCE NILA)
5. After ilang days, bumalik sa branch kung san ka nag.swipe and return all the documents that has given to you, make sure to photocopy all of them for backup purposes. (Much better na ibalik lahat ng documents para wala na silang panghahawakan sayo)


Ayun lang. okay na ulit. na.reverse na yung payment sa Bill statement ko. Sana makatulong ito.

Anonymous said...

Buti naman i have read this. I just had a call from a certain JC Ong of BENLIFE INSURANCE telling me that i was picked as 1 of the 50 lucky recipients of an accidental blah blah. He told me that an active VIP member (whose name wasnt mentioned) referred me that was why they have my complete info. They asked if i have the same IDs mentioned above: categorized id as he said - Company ID, Govt ID and a bank ID e.g. Credit/debit/atms. He repeatedly explained why they needed those ids, "because we want the policy to be given to the right person since it is free and fully paid". And added that we will never have to pay even a single cent upon claiming it. I almost beleive what he was saying (he is really good at convincing people given that i am not easily convinced since i was an inactive insurance agent myself) until i read this blog though I admit i decided to go to their office this week just to clear the doubts. I guess that wont happen because base on this blog, they have the same strategy as benlife too.
Thank you..